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Terms and Conditions

These Terms and Conditions govern access to and use of the Arculus Technologies corporate website, its publicly available materials, contact forms and any expressly identified demonstration features. The website is operated by Arculus Technologies, trading as Arculus Technologies ("Arculus", "we", "us" or "our"). Registered office: 66 Paul Street, London, EC2A 4NA. By accessing or using this website, you agree to comply with these Terms.

1. Introduction

These Terms govern access to and use of the Arculus Technologies corporate website, its publicly available materials, contact forms and any expressly identified demonstration features. The website is operated by Arculus Technologies, trading as Arculus Technologies ("Arculus", "we", "us" or "our"). Registered office: 66 Paul Street, London, EC2A 4NA. By accessing or using this website, you agree to comply with these Terms. If you do not agree with these Terms, you should discontinue use of the website.

2. About Arculus Technologies

Arculus Technologies is developing technology designed to assist professional users with the organisation, analysis for reporting purposes, visualisation and presentation of investment-related information. Our intended services are technology and reporting services. Arculus does not, by operating this website, provide investment advice, personal recommendations, portfolio management, investment brokerage, custody, transaction execution or discretionary investment management.

3. Permitted Use

You may access the website for lawful professional, informational and business purposes. You agree not to: use the website in breach of applicable law; attempt unauthorised access to any system or account; interfere with website security or operation; introduce malicious software or harmful code; circumvent technical restrictions; misrepresent your identity or authority; submit unlawful, misleading or infringing content; extract website materials through unauthorised automated means; use the website to distribute spam; infringe the intellectual property rights of Arculus or others; attempt to reverse-engineer restricted technology in circumstances prohibited by applicable law and enforceable contractual restrictions.

4. Website Information

The website provides general information about Arculus Technologies, its business, proposed products and related technology concepts. We endeavour to present information accurately, but website material may be incomplete, illustrative or subject to change. Descriptions of future functionality, development priorities and proposed features are not commitments that those features are currently available or will be delivered by a particular date.

5. No Investment Advice

All information made available through this website is provided for general business, technology demonstration and informational purposes. Nothing on the website constitutes: investment advice; a personal recommendation; financial planning advice; tax advice; legal advice; an assessment of investment suitability; a recommendation to purchase or sell a financial instrument; an invitation or offer to transact in financial instruments; portfolio management or execution services. Arculus does not assess whether an investment is appropriate or suitable for any individual. Users must not interpret charts, hypothetical portfolios, reporting examples or AI-generated narratives as recommendations or directions to undertake investment activity.

6. Illustrative Reporting and Demonstration Data

Any financial figures, asset allocations, charts, dashboards, reporting examples or sample narratives shown on the website may be fictional and provided solely to demonstrate a proposed interface or reporting format. Illustrative figures do not represent actual client investments, verified historical performance or investment forecasts unless expressly stated and properly sourced. They must not be used as a basis for investment decisions. Sample reporting results may not reflect the capabilities of a production service.

7. Artificial Intelligence Content

The website may describe or demonstrate proposed AI-assisted reporting features. AI-generated material may contain errors, omissions, inconsistent interpretations or incomplete explanations. AI-generated content must not be treated as independently verified financial information. Such content must be reviewed against reliable source information by the responsible professional. Arculus does not authorise the use of illustrative AI-generated content as independent investment advice.

8. User-Submitted Information

Where you submit information through our website, you represent that: the information is accurate to the best of your knowledge; you are authorised to provide it; its submission does not infringe third-party rights; its submission complies with applicable law. You must not submit confidential client portfolio information, account credentials, sensitive identification documents or other unnecessary sensitive information through public website contact forms. Personal data will be handled in accordance with our Privacy Policy and applicable law.

9. Intellectual Property

Unless otherwise stated, the website and its original materials, including text, graphics, design elements, logos, interfaces, software concepts, images and other protected content, are owned by or licensed to Arculus Technologies. These materials may be protected by copyright, trademark, database rights and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable and revocable permission to access the website and view its content for lawful personal or internal business information purposes. You may not reproduce, publish, distribute, commercially exploit or create unauthorised derivative works from protected material without the relevant rights holder's consent, except where permitted by applicable law.

10. Professional and Institutional Responsibilities

Professional users remain responsible for their own regulatory, contractual and professional obligations. Where an institutional customer uses a separately contracted Arculus reporting service, that customer remains responsible for its duties concerning client communications, investment decisions, suitability assessments, financial promotions, recordkeeping and other matters applicable to its activities. The use of reporting technology does not transfer those responsibilities to Arculus unless expressly required by applicable law or agreed in writing within a lawful contractual framework.

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